Health & Life Insurance in Burley, Idaho
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Types of Insurance We Offer
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Medicare Insurance
Medicare is a federal health insurance program primarily for those aged 65 and older, and certain individuals with disabilities. It includes Part A, covering hospital care, and Part B, for doctor's services and outpatient care. Part C offers Medicare Advantage plans, and Part D focuses on prescription drug coverage. We simplify Medicare, helping you choose the right plan for your retirement healthcare needs.
Idaho Marketplace Insurance
Idaho's Marketplace Insurance provides accessible and affordable for those not eligible for Medicare or Medicaid. It offers different plan tiers (Bronze, Silver, Gold, and Platinum) with varying costs and financial assistance through premium tax credits. Enrollment periods and special events allow you to secure coverage for you and your loved ones, and we guide you through the process to ensure you have the right healthcare plan. With so many options to choose from, we will help you find an affordable plan that meets your family's needs.
Life Insurance
Life insurance is a fundamental, financial safeguard that ensures your loved ones are protected if you pass away. By choosing the right policy, you can provide for your family's financial stability, cover debts, and secure a bright future for your children. At Jon Searle Insurance, we help you navigate your life insurance options to select a plan that's right for you so you can have peace of mind knowing your family is taken care of, even in your absence.
Health Insurance Plans
What You Need to Know
$0 Cost to You
We help you navigate your healthcare insurance choices at no cost to you. Our consultations and services are completely free, and we don't charge fees to meet with you, even if you don't choose us as your health insurance provider.
Tax Credits
Jon can help you determine your eligibility for financial assistance to help pay for health plans. You can earn 400% over the federal povery line and still qualify for marketplace healthcare tax credits in many situations.
You Have Choices
When it comes to healthcare & life insurance policies, you have several options that can benefit you and your family. One size doesn't always fit all, and we will help you find the right plan to fit your budget and specific family needs.
Saving You Time
Managing insurance on your own is time-consuming and often overwhelming. We save you the hassle of researching various plans and deciphering complex policy language to eliminate the stress that accompanies insurance decisions.
Jon Searle
About Me
I am a Burley, Idaho resident with over 20 years of experience in the insurance industry. My approach to insurance is simple and personalized. I strive to making insurance straightforward for everyone I work with so you leave feeling informed about your coverage options and empowered with your choices. As a client, I prioritize you above all else. I take pride in assisting you with your insurance needs and questions. If you're looking for clarity on your insurance options or have any inquiries, please don't hesitate to give me a call. I'm always here to provide you with the answers and peace of mind you deserve.
Answers to the Most
Frequently Asked Questions
You can change your insurance plan during specific enrollment periods or for a qualifying life event. For Medicare, you can enroll for health insurance during the Annual Enrollment Period, and for Marketplace insurance, you can apply for insruance during the Open Enrollment Period.
Applying for health insurance typically involves navigating the Idaho Health Marketplace for individual and family plans. In selecting an insurance that works for you and your family, we will evaluate your plan options, your budget, and whether or not you qualify for tax credits that help offset the cost of premiums.
Missing the Open Enrollment Period for health insurance means you may have to wait until the next enrollment period, unless you experience a qualifying life event like marriage, having a baby, or losing other health coverage. Our insurance agents can help determine if you qualify for these exceptions.
Using an insurance agent offers several advantages, including personalized guidance, understanding all of your policies options, and having a dedicated advocate throughout your insurance journey. Agents can provide valuable insights, help you compare plans, and ensure you choose coverage that aligns with your needs and budget.
The choice between term and whole life insurance depends on your financial goals and circumstances. Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong coverage with a cash value component. We will help you assess your needs and guide you in selecting the most suitable type of life insurance based on your long-term objectives and budget.